Apply for a Bison Cash Loan in Minutes
Apply for a Bison Cash tribal installment loan up to $1,500. No hard credit check. 100% online. Funds as fast as next business day.
Start Your Application
The form below is provided by Bison Cash's official loan application system. Fill it out completely and accurately for the fastest decision.
BisonCashApp.com is an independent information resource and is not affiliated with Bison Cash or Bison Bucks Lending. Bison Cash loans are issued by Bison Bucks Lending, an economic arm of the Iipay Nation of Santa Ysabel, a federally-recognized tribe. Loans are governed by tribal law, not state law. APRs can be extremely high (up to 700% or more). This is an expensive form of short-term credit — please carefully consider all alternatives before applying.
After You Submit Your Application
Your application is reviewed immediately. Most applicants receive a lending decision within minutes during business hours.
If approved, you'll receive your loan agreement via email. Review all terms carefully before signing — understand your APR, payments, and total repayment amount.
Once you sign your agreement, funds are sent via ACH to your checking account. Delivery is typically by the next business day.
BisonCashApp.com is an independent information resource and is not affiliated with Bison Cash or Bison Bucks Lending. Bison Cash loans are issued by Bison Bucks Lending, an economic arm of the Iipay Nation of Santa Ysabel, a federally-recognized tribe. Loans are governed by tribal law, not state law. APRs can be extremely high (up to 700% or more). This is an expensive form of short-term credit — please carefully consider all alternatives before applying.
Before You Apply — What You Should Know
Applying for a Bison Cash tribal installment loan takes about 5 minutes. But before you start, there are several things every borrower should understand about the product, the cost, and your rights.
The True Cost of a Tribal Installment Loan
Tribal installment loans from lenders like Bison Cash carry APRs that can reach 700% or more. This is not a typo. For context, a $500 loan at 400% APR repaid over 12 months results in approximately $1,400 in total payments — meaning you pay $900 in interest alone. At 700% APR, that cost is substantially higher.
Before submitting your application, use our free loan calculator to understand exactly what your loan will cost at various APR levels. Do not apply until you have reviewed these numbers carefully.
What Happens to Your Data
When you submit a loan application through this page, your personal and financial information is transmitted securely via 256-bit SSL encryption to Bison Cash's loan origination system. BisonCashApp.com does not store, access, or use your application data. Your information is governed by Bison Cash's own privacy policy, not ours.
Your Rights as a Borrower
Under the Truth in Lending Act (TILA), you have the right to receive a full disclosure of your APR, total finance charge, and total repayment amount before signing your loan agreement. Read every line of this disclosure. If anything is unclear, do not sign.
Under the Electronic Fund Transfer Act (EFTA), you have the right to revoke authorization for automatic payments. Contact your bank directly if you need to stop ACH debits.
If you experience problems with your loan, you can file a complaint with the CFPB at consumerfinance.gov/complaint. Federal consumer protection laws apply to tribal lenders.